Bad credit credit cards for dummies
When you still have control of the situation, you can negotiate with your creditors; when it's gotten out of hand and bill collectors are dunning you, you have much less power to control the problem's resolution. You may even find that talking with the issuers of your student credit cards is a more positive experience than you expected. Here are a few tips for handling the situation when you can't pay your credit cards: * Act at once. Don't wait for the account to go into collections, or for bill collectors to start dunning you. As soon as you know you are having problems, call the company and start working out a deal.